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Buying a home may be the biggest financial decision of your life.

That’s why we employ mortgage experts who not only find the best options to finance your home, but also help you understand the intricate homebuying process itself. Once you’ve found the home of your dreams, we’ll work with you to make it a reality.

Questions?
Give us a call at 888.456.3220 or Consult an Expert.

Get Started

Gather these items together before you start the application:

  • Driver’s License or Government Issued Picture ID
  • Valid Email Address
  • Proof of Income
  • Co-Borrower(s) Information (if applicable)
  • Property Details
  • Current Mortgage Info
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Couple moving into a new home
Man working on home project
Woman looking at computer

Loan Details

  • LTV up to 100% on refi
  • No PMI
  • No DTI ceiling in-house
  • 10% down payment on portfolio loan purchase
  • 0%, 3%, 5% down payment options on government purchase options

Looking to buy a plot of land? We can help with a Land Loan, too!

Why Keep Your Mortgage in the Community?

Different homebuying circumstances call for different types of mortgages. We’re committed to finding the right loan that works for your unique needs.

We don’t think a low credit score should stand in the way of homeownership. If you’re ready to purchase your own home, we’re ready to help discover a way to make that possible.

You may not fit in other lenders’ rigid lending guidelines. That’s okay — neither do we. We look for ways to say “yes,” not excuses to say “no.”

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Are you ready to buy a home? Learn about the advantages and disadvantages of home ownership, the upfront costs and monthly fees, the hidden costs, and the credit factors lenders evaluate in the lending process.

Use our mortgage calculator to help determine how much house you can afford.

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We’re Committed to Helping Our Members

Homeownership is the foundation of any thriving community, which is why we’re committed to helping our members – regardless of financial circumstance – purchase a place they can call their own.

Since 2018 our Finding HOME initiative has helped members strengthen their finances and prepare them for lasting homeownership. We’re proud to offer this free service to our community and market-rate loans to all program graduates.

“My loan officer is fantastic – so supportive, kind, and knowledgeable. There are so many friendly, helpful people at Marine Credit Union, and it definitely makes my life easier!”

Rebecca H – Onalaska