Money management might feel overwhelming sometimes, but it doesn’t have to be complicated. Want just one smart tip to help you simplify your finances? Link your checking account to your other accounts and services.
By linking your checking account, you can unlock a lot of convenience, streamline your finances, and even avoid costly mistakes. Whether you’re looking to simplify your budget, better manage your payments, or protect against overdrafts, account linking is the way to go.
Let’s look at the benefits of linking your checking account and how to get started.
Why Linking Accounts Is a Smart Move
When you link your checking account to other accounts and services, you’re setting yourself up for financial success. Here are five key benefits of linking your accounts:
Simplify your budget with auto-pay.
With automatic payments, you’ll never have to worry about missing a due date again. Linking your checking account to auto-pay for your mortgage, auto loan, credit card, or other bills ensures your payments always arrive on time, saving you from late fees and helping you build a stronger credit score.
Easily transfer funds.
When you need to move money between accounts, linking makes it simple. You can quickly transfer funds between your checking and savings accounts or send money to trusted family and friends when you have linked accounts.
Protect against overdrafts.
Mistakes happen, but they don’t have to cost you. When your checking and savings accounts are linked, overdraft protection automatically draws funds from your savings to cover a transaction if your checking balance is too low. No more worrying about overdraft fees or declined transactions.
Build savings and earn rewards.
With My Prize Checking, linking accounts can help you maximize your rewards. You’re eligible to receive a discounted rate on a future loan when you link direct deposit to your My Prize Checking account.
Streamline your financial life.
Linking your checking account to digital wallets, investment platforms, or other financial services contributes to a seamless experience. You can manage payments and pay for everyday purchases with just a few clicks.
How to Link Your Accounts
Getting started is easy! Here’s a step-by-step guide to link your accounts to your Marine Credit Union checking account:
Log into Online or Mobile Banking. Access your accounts through our secure online platform to manage your linking options.
Select the accounts you want to link. Choose the checking accounts, savings accounts, loan accounts, or external accounts you’d like to connect.
Set up auto-pay or transfers. Once linked, you can schedule automatic payments or transfers directly from your checking account.
Still wondering how linking accounts might work for you? Consider these real-life scenarios where linked accounts make for smoother and more seamless transactions:
For Families:
Link your checking account to savings accounts for your kids to help teach them financial responsibility and easily transfer allowances or savings contributions.
For Savers:
Automatically transfer a portion of your paycheck from your checking account to your savings account to build your rainy-day fund or save toward your goals without even thinking about it.
For Busy Professionals:
Use auto-pay to stay on top of your loan payments and bills and free up time to focus on the other tasks on your to-do list.
For Everyone:
Avoid overdrafts and missed payments while maintaining easy access to your funds across accounts.
At Marine Credit Union, we’re here to help you make the most of your checking account. Whether it’s linking accounts, setting up auto-pay, or exploring additional features for easier financial management, we can make banking easier and more rewarding.
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