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National Credit Union Administration

This credit union is federally insured by the National Credit Union Administration.


We keep our rates posted as a convenience for you in making financial decisions.  Remember, rates are subject to change without notice, and you should contact the credit union when in doubt.  Which rates do you need?

·         Savings Accounts

·         Christmas Club

·         Escrow Accounts

·         Money Market

·         Checking Accounts

·         Share Certificates

·         Individual Retirement Accounts

These rates are subject to change without notice.  Fees may reduce earnings on accounts. When in doubt, please contact the credit union.

Contact us
for details or a location nearest you.

 


Effective

Savings Programs

Type

Minimum Balance to Earn Dividends

Nominal Dividend Rate

Annual Percentage Yield

  Share Savings

$5

0.10%

0.10%

IRA Share Savings

$5

0.25%

0.25%

Christmas  Savings

$5

0.10%

0.10%

Vacation Savings

$5

0.10%

0.10%

 

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Checking

Minimum Balance to Earn Interest

Nominal Dividend Rate

Annual Percentage Yield

Better Than Free Checking

n/a

n/a

n/a

Better Than Free Checking + Interest

$1,000

0.10%

0.10%

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Money-Market

Balance

Nominal Dividend Rate

Annual Percentage Yield

$2000 - 9,999

0.15%

0.15%

$10,000 - 24,999

0.20%

0.20%

$25,000 - 49,999

0.25%

0.25%

$50,000 and over

0.25%

0.25%

NOTE:  No dividends are earned if balance falls below $2000 

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Term Share Certificates

Term

Minimum Balance to Earn Dividends

Nominal Dividend Rate

Annual Percentage Yield

3-Month

$1,000

0.20%

0.20%

6-Month

$1,000

0.35%

0.35%

12-Month

$1,000

0.50%

0.50%

18-Month

$1,000

0.60%

0.60%

24-Month

$1,000

0.80%

0.80%

30-Month

$1,000

1.00%

1.00%

36-Month

$1,000

1.05%

1.05%

48-Month

$1,000

1.15%

1.15%

60-Month

$1,000

1.30%

1.31%

Penalty may be imposed for early withdrawal and subject to account closure NOTE: Minimum balance is $100 for members under 18 (Excluding Specials).

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Individual Retirement Accounts
Traditional, Roth and Coverdell

Type

Minimum Balance to Earn Dividends

Nominal Dividend Rate

Annual Percentage Yield

Traditional, Roth and Coverdell IRA

12-Month IRA

$1000

0.60%

0.60%

18-Month IRA

$1000

0.70%

0.70%

24 Month IRA

$1000

0.90%

0.90%

30-Month IRA

$1000

1.10%

1.10%

36-Month IRA

$1000

1.15%

1.15%

48-Month IRA

$1000

1.25%

1.26%

60-Month IRA

$1000

1.40%

1.41%

Penalty may be imposed for early withdrawal.

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